香港和内地为企业提供了庞大的客户市场、强大的创新生态系统以及不断增强的国际连通性。
连通性、规模、创新和政策支持，对于任何希望拓展新市场的企业来说，都是强大的组合。雄心勃勃的国际公司可以在香港和内地找到所有这些特质。
香港不仅提供前沿金融市场和金融科技基础设施的准入，也是通往内地机遇的桥梁。在内地，不断扩大的中产阶级消费市场、蓬勃发展的科技生态系统以及支持性的政策环境，持续吸引着国际投资。根据汇丰近期对3,000位全球商业领袖的调查，相较于其他市场，更多企业预计未来五年内地在其经济关系中的重要性将提升。
香港凭借其作为通往中国内地门户以及更广泛亚洲地区接入点的独特地位而受益。凭借其普通法法律体系和英语商业环境，它是中国内地与全球企业之间的超级连接器。在全球金融中心指数中，香港位列全球前三大金融中心，并在亚太地区排名第一。1
资本准入是香港吸引力的重要组成部分。香港在2025,年成为全球最繁忙的首次公开募股市场，首次公开募股规模同比增至三倍以上，达37.4亿美元，并囊括全球10大上市交易中的四宗。2这一势头延续至2026,年，为新进入者提供了充满活力的环境，并清晰展示了投资者对该市场枢纽地位的信心。
与此同时，香港凭借其作为全球离岸人民币枢纽的地位，可近距离接触庞大的中国内地经济体，并通过其金融市场的互联互通实现对接。
政府机构投资推广署在2025,年协助560家国际及中国内地企业在香港设立或扩展业务，带来创纪录的69亿港元（8.8亿美元）投资。3近半数企业（47%）来自中国内地以外地区。
投资推广署已成立“支持内地企业走出去工作组”（GoGlobal工作组），以协助日益增多的寻求国际合作伙伴的中国内地企业。4对于进入香港的国际企业而言，这使该市场作为即时商业机遇的来源更具吸引力。
对于寻求在中国大陆拓展业务的企业而言，这个全球第二大经济体提供了规模优势、深厚的供应链以及关键行业的专业能力——并受益于向国内消费模式的转型。
中国居民人均可支配收入持续增长，尤其是城市中等收入群体。5 包括以旧换新计划在内的多项促消费政策，体现了政府对推动增长的重视。6
电子商务的迅猛增长未见放缓迹象。2025, 年中国网上零售额接近16万亿元人民币（约合2.2万亿美元），同比增长近9%。7 跨境电商规模也在不断扩大。8
清洁能源和绿色技术在中国大陆经济中的重要性迅速提升，2025.9 年清洁能源产业为经济贡献了约15.4万亿元人民币（约合2.1万亿美元）。
这不仅仅关乎规模：创新能力日益突出，绿色技术专利快速增长。10 中国在2025,年1月迎来“DeepSeek时刻”，一款突破性人工智能（AI）模型的发布展示了中国AI产业以具有竞争力的成本在全球范围内参与竞争的能力，这一模式如今正在钠离子电池等其他关键领域重现。11
尽管中国内地和香港市场不乏机遇，但新进入者必须克服多重业务挑战方能成功。
国际企业必须应对中国内地的监管环境及香港的本地合规要求，包括资本账户事项和跨境汇款。处理客户信息的企业还必须密切关注数据转移和网络安全方面不断变化的规则。
两个市场的文化期望和细微差别，包括业务运营礼仪和消费者行为，也必须审慎对待。中国内地和香港是竞争激烈的市场，国际企业仅靠成本竞争可能难以立足。质量、声誉和清晰的价值主张至关重要。
对于寻求扩张的企业而言，拥有具备实地洞察力的银行合作伙伴可能极具价值。
自我们在1865,开设首批分行以来，汇丰已帮助数千家国际企业扩展至香港和中国内地。
我们为一家大型亚洲汽车制造商设计了一套创新的跨币种互换和离岸美元/瑞士法郎结构性贷款方案，贷款在香港入账，互换在中国内地进行，以帮助其筹措人民币国内营运资金。该解决方案展现了汇丰在业务和地域上的强大协作能力，并为其他类似客户解决方案树立了模板。
我们还帮助一家领先的全球物流公司处理其在中国内地和香港的环球交易银行业务需求，通过公司在欧洲本土市场的环球客户关系经理、香港的区域客户经理以及中国内地的本地客户关系经理，以无缝方式管理客户关系。我们的区域现金池解决方案还使客户能够有效调配资源，同时利用利息增益工具盘活受限资金。12
在中国内地，我们的本地化金融解决方案和监管指引对于协助一家大型欧洲零售商快速拓展中国市场至关重要。
我们在香港拥有领先的银行特许经营权。13如今，我们为香港约10,000家国际企业提供支持，其中包括超过1,400家地区总部。汇丰拥有将世界带入香港的卓越能力，无论是通过其人民币清算能力和进入中国内地市场的直接渠道，还是其24/7跨境支付和流动性解决方案。我们处理超过五分之一流入香港的外商直接投资。
在中国内地，汇丰是最大的国际金融机构之一，投资领域包括银行、保险、基金管理、证券和金融科技等。
汇丰集团在中国内地的旗舰实体——汇丰银行（中国）有限公司，是中国内地资产规模最大的外资银行，在超过40个城市设有近100家网点，包括海南等主要自由贸易区。这是市场上任何外资银行中服务网络最广、地域覆盖最全面的网点布局。
凭借对中国内地的深入了解和国际连通性，汇丰能够支持各种规模和阶段的企业在此市场扩张。
1 https://www.info.gov.hk/gia/general/202603/26/P2026032600501.htm 2 https://www.hkexgroup.com/Media-Centre/Insight/Insight/2026/HKEX-Insight/ECM-performance-in-2025?sc_... 3 https://www.info.gov.hk/gia/general/202601/26/P2026012300282.htm 4 https://www.goglobal.gov.hk/en/ 5 https://www.stats.gov.cn/english/PressRelease/202602/t20260228_1962661.html 6 https://english.www.gov.cn/archive/statistics/202603/02/content_WS69a5904ac6d00ca5f9a096e9.html 7 https://www.stats.gov.cn/english/PressRelease/202601/t20260120_1962354.html 8 https://www.globaltimes.cn/page/202411/1323622.shtml 9 https://www.carbonbrief.org/analysis-clean-energy-drove-more-than-a-third-of-chinas-gdp-growth-in-2025/ 10 https://english.cnipa.gov.cn/art/2025/12/26/art_3090_203298.html 11 https://www.scmp.com/business/china-business/article/3351601/chinas-catl-touts-landmark-order-deepseek-moment-sodium-ion-batteries 12 https://www.business.hsbc.com/en-gb/products/liquidity-and-investments 13 https://www.hsbc.com/investors/investing-in-hsbc/our-investment-case
Hong Kong and mainland China offer access to a vast customer market, a powerful innovation ecosystem and growing international connectivity.
Connectivity, scale, innovation and policy support are a powerful combination for any business looking to expand into new markets. Ambitious international companies can find all these characteristics in Hong Kong and mainland China.
Not only does Hong Kong offer exposure to cutting-edge financial markets and fintech infrastructure, but it is also a bridge to opportunities in mainland China, where an expanding middle-class consumer market, thriving technology ecosystem and supportive policy backdrop continue to attract international investment. According to a recent HSBC survey of 3,000 global business leaders, more businesses expect mainland China to increase in importance to their economic relationships than any other market over the next five years.
Hong Kong benefits from its unique position as a gateway to mainland China, as well as an access point to the wider Asian region. With its common law legal system and English-language business environment, it is a super connector between mainland China and businesses around the world. The city is a top three global financial centre in the Global Financial Centres Index and ranks first in Asia Pacific.1
Access to capital is a major part of Hong Kong’s appeal. Hong Kong was the world’s busiest IPO market in 2025, with IPO volumes more than tripling year-on-year to USD37.4 billion and featuring four of the world’s 10 largest flotations.2 That momentum has carried on into 2026, providing a vibrant environment for new entrants and demonstrating clear investor confidence in the market’s hub status.
At the same time, it offers proximity to the vast mainland Chinese economy and connectivity to its financial markets via its status as a global offshore renminbi (RMB) hub.
Government agency InvestHK helped 560 international and mainland Chinese companies either establish or expand operations in Hong Kong in 2025, bringing a record HKD69 billion (USD8.8 billion) in investment.3 Nearly half of the businesses (47%) were from outside mainland China.
InvestHK has established a Task Force on Supporting Mainland Enterprises in Going Global (GoGlobal Task Force) to help the growing number of mainland Chinese firms that are seeking international partners.4 For international businesses moving into Hong Kong, this gives the market added appeal as a source of immediate commercial opportunity.
For businesses eyeing opportunities in mainland China, the world’s second-largest economy offers scale, deep supply chains and expertise in key sectors – supported by a pivot to a domestic consumption model.
China’s per-capita disposable income is rising, particularly among its urban middle-income population.5 A wide range of consumption-supporting policies, such as trade-in programmes, illustrate the government’s focus on driving growth.6
The relentless growth of e-commerce shows no sign of slowing. Online retail sales in China reached nearly 16 trillion yuan (USD2.2 trillion) in 2025, up nearly 9% year-on-year.7 Cross-border e-commerce is increasing.8
Clean energy and green technology are rapidly rising in importance for the mainland China economy, with clean energy sectors contributing some 15.4 trillion yuan (USD2.1 trillion) to the economy in 2025.9
This goes beyond mere scale: innovation is increasingly striking, with greentech patents climbing rapidly.10 China’s “DeepSeek moment” in January 2025, with the unveiling of a breakthrough artificial intelligence (AI) model that showed the country’s AI industry competing on a global scale at competitive cost, is today being repeated in other critical fields, such as sodium-ion batteries.11
While the mainland China and Hong Kong markets offer no shortage of opportunities, new entrants must overcome multiple business challenges in order to succeed.
International businesses must navigate the regulatory landscape in mainland China and local compliance requirements of Hong Kong, including capital account considerations and cross-border remittances. Businesses handling customer information must also pay close attention to evolving rules around data transfers and cybersecurity.
Cultural expectations and nuances in both markets, including business operational etiquette and consumer behaviour, must also be approached thoughtfully. Mainland China and Hong Kong are intensely competitive markets, and international businesses can struggle to compete on cost alone. Quality, reputation and a clear value proposition are essential.
A banking partner with on the ground insights can be invaluable for businesses looking to expand.
Since opening our first branches in 1865, HSBC has helped thousands of international companies expand into Hong Kong and mainland China.
We structured an innovative cross-currency swap and offshore USD/CHF structured loan for a major Asian auto maker, with the loan booked in Hong Kong and the swap in Mainland China to help fund CNY domestic working capital. The solution demonstrated HSBC’s strong collaboration across businesses and geographies and has set a template for other similar solutions for clients.
We have also helped a leading global logistics company with its transaction banking requirements across Mainland China and Hong Kong, with the relationship managed in a seamless way through a global relationship banker in the company’s European home market, a regional account manager in Hong Kong, and a local relationship manager in Mainland China. Our regional cash pooling solution also allowed the client to deploy resources effectively while also using an interest enhancement facility to put trapped liquidity to use.12
In mainland China, our localised financial solutions and regulatory guidance have been critical to our work assisting a major European retailer with rapid expansion into the Chinese market.
We have the leading banking franchise in Hong Kong.13 Today, we support around 10,000 international companies in Hong Kong, including more than 1,400 regional headquarters. HSBC has an exceptional ability to bring the world to Hong Kong, whether through its renminbi clearing capabilities and direct access to China’s onshore markets, or its 24/7 cross-border payment and liquidity solutions. We process more than one fifth of all inbound foreign direct investment into Hong Kong.
In mainland China, HSBC is one of the largest international financial institutions, investing in sectors including banking, insurance, fund management, securities and financial technology.
HSBC Bank (China) Company Limited, HSBC Group’s flagship entity in mainland China, is the largest foreign bank by assets in mainland China, with close to 100 outlets across more than 40 cities, including those in major free trade zones such as Hainan. This is the largest service network covering the widest geographical reach of any foreign bank in the market.
With the ability to couple its knowledge of mainland China and its international connectivity, HSBC is able to support growing businesses of every size and scale in their expansion in this market.
1 https://www.info.gov.hk/gia/general/202603/26/P2026032600501.htm 2 https://www.hkexgroup.com/Media-Centre/Insight/Insight/2026/HKEX-Insight/ECM-performance-in-2025?sc_... 3 https://www.info.gov.hk/gia/general/202601/26/P2026012300282.htm 4 https://www.goglobal.gov.hk/en/ 5 https://www.stats.gov.cn/english/PressRelease/202602/t20260228_1962661.html 6 https://english.www.gov.cn/archive/statistics/202603/02/content_WS69a5904ac6d00ca5f9a096e9.html 7 https://www.stats.gov.cn/english/PressRelease/202601/t20260120_1962354.html 8 https://www.globaltimes.cn/page/202411/1323622.shtml 9 https://www.carbonbrief.org/analysis-clean-energy-drove-more-than-a-third-of-chinas-gdp-growth-in-2025/ 10 https://english.cnipa.gov.cn/art/2025/12/26/art_3090_203298.html 11 https://www.scmp.com/business/china-business/article/3351601/chinas-catl-touts-landmark-order-deepseek-moment-sodium-ion-batteries 12 https://www.business.hsbc.com/en-gb/products/liquidity-and-investments 13 https://www.hsbc.com/investors/investing-in-hsbc/our-investment-case
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