合伙人,机构客户部全球主管
赋能退休人士
Akila Grewal
Michael Downing
Athene USA联席总裁兼首席运营官,Athene Holding;Apollo Global Management合伙人
肖恩·布伦南
Athene USA联席总裁兼首席商务官,Athene Holding;Apollo Global Management合伙人
Stephanie Drescher
合伙人、首席客户及产品开发官
Apollo为退休生态系统提供投资解决方案已超过三十年。Apollo与Athene共同将私募市场
Apollo和Athene专注于退休人士及其服务计划的长期财务未来。我们的资产管理业务致力于为养老金和退休计划创造超额回报,而Athene则提供退休储蓄和收入解决方案,旨在帮助客户实现财务安全。
“Apollo已围绕服务退休人士构建了整个生态系统。”
Scott Kleinman,Apollo资产管理公司联合总裁
听听我们的领导人如何谈论Apollo和Athene赋能退休人士。
Scott Kleinman,Apollo资产管理公司联合总裁:Apollo已围绕服务退休人士构建了整个生态系统。
Shawn Wooden,Apollo全球管理合伙人兼首席公共养老金策略师:我们的根本使命,我们做这一切的全部原因,是为了赋权和保护退休人士的长期未来。
Matthew Michelini,Athene控股有限公司总裁:人口老龄化、通胀上升,以及对长期有保证收益的需求。
Rebecca Tadikonda,Apollo合伙人兼Vitera首席执行官:越来越多的劳动力正从工作年限过渡到退休消费年限。而他们中的许多人实际上准备不足。
Mike Downing,Athene美国联合总裁兼首席运营官,Athene控股;Apollo全球管理合伙人:Apollo和Athene能够共同带来的,是让退休人士真正享受退休生活和储蓄,拥有比原本更健康、更美好的退休生活。
Stephanie Drescher,合伙人,首席客户与产品开发官:我们最大的投资者群体之一是养老金领取者:教师、消防员,我们为他们提供退休规划支持,并为此深感自豪。
Sean Brennan,Athene美国联合总裁兼首席商务官,Athene控股;Apollo全球管理合伙人:支持我们父母和祖父母的产品和养老金类型,已无法满足当今退休人士的需求。
Neil Mehta,Apollo合伙人兼新市场主管:在过去20年里,上市公司数量减少了一半。通过公共指数基金,我们对经济的敞口远不如从前。
Akila Grewal,Apollo全球管理合伙人,机构客户集团全球主管:我们认为私募市场是退休人士投资组合的关键组成部分。
Shawn Wooden:在风险回报谱系上提供解决方案
Steve Ulian,董事总经理:固定缴款生态系统能够获得机构投资者过去30, 40, 50年所拥有的同等投资机会,这是理所当然的。
Akila Grewal:传统上投资者会在投资组合中持有“私募资产”,而如今你看到它正被整合到传统资产类别中——无论是固定收益还是股票。
Matt Michelini:过去用于退休储蓄的产品,将不足以在退休人士的整个生命周期内保障其终身收入。
Mike Downing:存在一个缺口,Apollo和Athene联手填补了这一缺口。
Sean Brennan:Athene是美国最大的年金提供商之一,我们取得这样的地位,不仅依靠Apollo提供的资产收益,更通过开发和制造满足当今退休需求的产品。
Rebecca Tadikonda:我们认为,确实有创新的解决方案能够满足退休人员的需求。
Neil Mehta:在改善退休成果方面存在巨大的机遇。
Apollo的集成平台旨在赋能退休人员。我们致力于成为为机构、企业和个人提供退休收入的领先供应商。
完整英文原文
Akila Grewal
Partner, Global Head of Institutional Client Group
Michael Downing
Co-President of Athene USA & Chief Operating Officer, Athene Holding; Partner, Apollo Global Management
Sean Brennan
Co-President of Athene USA & Chief Commercial Officer, Athene Holding; Partner, Apollo Global Management
Stephanie Drescher
Partner, Chief Client and Product Development Officer
Apollo has delivered investment solutions across the retirement ecosystem for more than three decades. Together, Apollo and Athene are combining private markets
Apollo and Athene are focused on the long-term financial future of retirees and the plans that serve them. Our asset management business seeks to generate excess returns on behalf of pensions and retirement plans, while Athene provides retirement savings and income solutions designed to help clients achieve financial security.
"Apollo has built its entire ecosystem around serving the retiree."
Scott Kleinman, Co-President of Apollo Asset Management
Hear from our leaders about how Apollo and Athene are empowering retirees.
Scott Kleinman, Co-President of Apollo Asset Management: Apollo has built its entire ecosystem around serving the retiree.
Shawn Wooden, Partner and Chief Public Pension Strategist at Apollo Global Management: The underlying mission, the whole reason we do what we do is to empower and protect the long-term future for retirees.
Matthew Michelini, President of Athene Holding Ltd: You have an aging population and rising inflation, and you have a demand for guaranteed yield over a long period of time.
Rebecca Tadikonda, Partner, Apollo and CEO, Vitera: A greater and greater amount of the workforce is moving from those working years into their retirement spending years. And many of them are actually underprepared.
Mike Downing, Co-President of Athene USA & Chief Operating Officer, Athene Holding; Partner, Apollo Global Management: What Apollo and Athene can bring together is the confidence to actually enjoy that retirement and enjoy those lifesavings and have a healthier and better retirement than they otherwise would have.
Stephanie Drescher, Partner, Chief Client and Product Development Officer: One of our largest segments of investors are pensioners: the teachers, the firefighters and we’re so proud that we partner with them to be able to position them for retirement.
Sean Brennan, Co-President of Athene USA & Chief Commercial Officer, Athene Holding; Partner, Apollo Global Management: The types of products, the types of pensions, that supported our parents and our grandparents won’t work for today’s retirees.
Neil Mehta, Partner and Head of New Markets at Apollo: Over the last 20 years, the number of public companies has been cut in half. We have exposure through public index funds to far less of the economy than we originally did.
Akila Grewal, Partner, Global Head of Institutional Client Group of Apollo Global Management: Our view is that private markets are a key component of retirees portfolios.
Shawn Wooden: Producing solutions along that risk-reward spectrum
Steve Ulian, Managing Director: It’s only natural that the defined contribution ecosystem gain access to that same level of investment opportunity that instiutions have had for the last 30, 40, 50 years.
Akila Grewal: Whereas traditionally investors would have ‘private assets’ in their portfolio, you’re seeing it being integrated into the traditional side of their portfolio—both fixed income and equity.
Matt Michelini: The products that were used for saving for retirement are going to be inadequate to protect retirees’ lifetime income through the duration of their life.
Mike Downing: There’s a hole, and Apollo and Athene have come together to plug that hole.
Sean Brennan: Athene is one of the largest annuity providers in the U.S and we’ve gotten that way, not just by the asset yield that Apollo can provide, but by developing and manufacturing products that meet today’s retirement needs.
Rebecca Tadikonda: We believe that there are really innovative solutions that deliver on what retirees are looking for.
Neil Mehta: There’s a massive opportunity to improve retirement outcomes.
Apollo’s integrated platform was built around empowering retirees. We strive to be the leading provider of retirement income for institutions, companies and individuals.
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关键论点
- 人口老龄化、通胀上升以及对长期有保证收益的需求,凸显了提供安全退休收入解决方案的必要性。
- 由于市场环境变化和寿命延长,传统退休产品已不足以满足当今退休人员的需求。
- 私募市场是退休投资组合的关键组成部分,可扩大普通投资者获取此前仅机构可用的投资机会的渠道。
- Apollo和Athene的一体化平台将资产收益率与产品创新相结合,以填补退休收入缺口。
- 上市公司数量减少降低了指数基金的有效性,支持增加私募市场敞口。
- 创新解决方案以及与养老金客户的合作使Apollo能够改善退休成果。
风险
- 通胀上升可能随时间侵蚀有保证收益的实际购买力。
- 准备不足的退休人员可能面临严重的退休储蓄缺口,导致财务压力。
- 私募市场投资具有流动性和估值风险,可能不适合所有退休人员。
- 传统养老金和年金产品可能无法为未来退休人员提供足够的终身收入。
- 如果管理不当,转向私募市场可能降低退休人员的分散化效果。